Calculate your French Mortgage

Enter your loan amount, interest rate, and term below to get a quick estimate of your monthly repayments.

About French mortgages

French mortgages are typically long-term loans (15 to 25 years) with competitive fixed interest rates. Loan approval depends on your income, debt ratio, age, and residency status. Most banks require borrowers to take out loan insurance, which is included in your monthly payment estimate.
At DE TILLY PARIS, we work closely with expert mortgage brokers who specialize in assisting American citizens and other international buyers. Whether you’re purchasing a primary residence, second home, or investment property, we help you navigate the French mortgage system with clarity and confidence.

Work with DE TILLY PARIS

DE TILLY PARIS is the premier buyer’s agency for international clients in Paris. We represent your interests exclusively — helping you find the right property, negotiate the best price, and coordinate all aspects of your purchase, from legal to financial. Our team works with trusted mortgage brokers, notaires, and tax advisors to ensure a smooth and secure process.

Contact us today to explore your financing options and begin your journey to owning property in France.

Important Information

This calculator is for guidance purposes only. It does not constitute a loan offer and does not take into account your personal eligibility or financial profile. It assumes monthly payments made at the start of each month, no deferred payment period, a constant interest rate, and a fully amortized or interest-only loan.

Your ability to qualify for a French mortgage — including repayment or interest-only loans — depends on your specific financial situation, income, and credit profile. For an accurate assessment and a formal Decision in Principle, contact us to request a personalized quote from one of our trusted mortgage partners.